Our Story

The idea for Kudo Property was created in lockdown 2020 when the founder Andy, who is based in London, was purchasing a buy-to-let property in Manchester with his brother Nick. Nick lives in Manchester, and due to lockdown measures, Andy wasnt able to view the property in person before the deal completed, and had to take Nick’s trusted advice that it was a good opportunity. Andy had invested all of his savings in the deal, and just after it had finalised, he was put through a redundancy process at work.

Andy was in a position where he may be unemployed for an upcoming mortgage renewal on his family home, which he shares with his wife and 2 young daughters. He was facing being classified by lenders as too high-risk and potentially having to sell his house with a very high early repayment charge, or going on the current lender’s standard variable rate, either of which would be financially devastating.

Thankfully, Andy was able to keep his job, which ironically was as a lead analyst on mortgage systems for a fintech company, until he found the opportunity to move onto pastures new. The experience gave him the belief that there is a way of investing in property that empowers investors, which is why he created Kudo Property.

In 2020, a repeat of the market crash in 2008 was avoided with the help of stamp duty holidays, mortgage payment holidays, furlough schemes and low interest rates. However, if there were to be another crash, and as interest rates increase, it is properties with mortgages that are at greatest risk of forced ownership changes. This is why at Kudo Property, one of the advantages of using our platform is that all of our properties are owned outright by investors and have no loans.

With our market-leading technology and processes, we make the buying and selling of property more efficient, so that investors can enjoy optimised returns!